Subscription tracker without bank login
A subscription tracker that never asks for your bank login
Most subscription trackers ask you to link your bank account through a service like Plaid before they'll find a single subscription. Zeno doesn't — it works from email receipts and bank/card statements you choose to import, processed on your device.
| Feature | Zeno | Most subscription trackers |
|---|---|---|
| Bank login required to start | No — email/statement import or manual entry | Usually yes, via Plaid or a similar aggregator |
| Sees your bank credentials | Never | Passed to a third-party aggregator |
| Works if you never connect a bank | Yes — full app, forever | Often limited or blocked |
| Where your data lives | Encrypted on your device | Typically synced to their servers |
Zeno’s architecture is local-first: your subscription list lives in an encrypted database on your own device. Discovery comes from scanning email receipts (read-only, on-device) or importing a CSV bank/card statement you download yourself — never from handing over a bank login. See the full picture in our privacy policy.
Track your subscriptions without handing over your bank login
Zeno is pre-launch — join the waitlist and we’ll email you the moment it’s available.